![]() ![]() Westpac may change the personal loan rate/personal lending rate, or replace it with a new personal loan rate/personal lending rate and/or change the margin from time to time. is currently based on a personal loan rate/personal lending rate of 14.00% p.a. The Westpac standard personal loan interest rate of 13.90% p.a. Comparison rate All Macquarie variable home loan reference rates will be subject to a 0.25 p.a. Refinance a home Buy a new home Invest in property Variable rate home loans from 5.54 p.a. To work out how much your repayments will be with an interest-only home loan, use an interest-only loan calculator. Read here to learn more about the pros and cons of interest-only home loans. The Westpac personal loan interest rate (also known as the annual interest rate) is a combination of a personal loan rate/personal lending rate and a margin. Calculators Why Macquarie How to apply View rates table Get started I want to. The IO loan will cost the borrower 313,400 in total interest, while the P&I option will cost around 287,500 - a difference of nearly 30,000. If you’re not a New Zealand citizen or permanent resident but you’re working in New Zealand, or you don’t meet the other criteria, we still may be able to help. Borrowing power calculator RAMS mortgage calculators can give you an estimate of what your repayments could be, based on your home loan amount, your loan type and the interest rate you think youll be paying. You’ll need to be 18 or older and a New Zealand citizen or permanent resident with a Westpac transaction account. Westpac’s eligibility criteria, lending criteria, terms and conditions apply. It does not constitute a quotation or offer of finance by Westpac. The calculated figures are for illustrative purposes only and are based on the accuracy of the information entered. You should make your own judgements, and seek independent legal and financial advice before committing to any loan agreements. Work out how much your home loan repayments on a property may be by adding your details below. ![]() ![]() You can calculate your mortgage repayments. It does not take into account your personal financial situation or goals. The home loan repayments calculator provides estimated loan repayments on a monthly, fortnightly or weekly basis. This calculator is provided as a guide only. ¹Interest rate is subject to change. If you do not pay amounts when they are due and this causes your loan account to exceed your limit, the rate of interest that applies to that overlimit amount will be the interest rate + 5% p.a. ![]()
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